--- title: Legal Risk Management Tips | Michelle Jacko description: Expert tips from the team at Jacko Law Group, PC --- [![jlg-logo.jpg](https://resources.jackolg.com/hs-fs/hubfs/jlg-logo.jpg?width=588&height=85&name=jlg-logo.jpg "jlg-logo.jpg")](http://www.jackolg.com/) Securities & Corporate Counsel San Diego • Los Angeles • San Francisco Call619-298-2880 415-766-3599 - [Home](http://www.jackolg.com/) - [Firm Overview](http://www.jackolg.com/Firm-Overview.shtml) - [Professionals](http://www.jackolg.com/Professionals/) - [Practice Areas](http://www.jackolg.com/Practice-Areas/) - [Events](http://www.jackolg.com/Events.shtml) - [News Room](http://www.jackolg.com/News-Room.shtml) - [Blog](https://resources.jackolg.com) - [Contact](http://www.jackolg.com/Contact.shtml) - [Home](http://www.jackolg.com/) - [Firm Overview](http://www.jackolg.com/Firm-Overview.shtml) - [Professionals](http://www.jackolg.com/Professionals/) - [Practice Areas](http://www.jackolg.com/Practice-Areas/) - [Events](http://www.jackolg.com/Events.shtml) - 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Certain vulnerabilities can surface, such as diminished capacity and financial exploitation, which require forward thinking and purposeful action. [Read More](https://resources.jackolg.com/news/this-holiday-season-review-your-services-to-vulnerable-adults) 0 Comments [Click here to read/write comments](https://resources.jackolg.com/news/this-holiday-season-review-your-services-to-vulnerable-adults#comments-listing) Topics: [FINRA](https://resources.jackolg.com/news/topic/finra) ## [Practical Steps for Assessing Risks - Aug. 2017](https://resources.jackolg.com/news/practical-steps-for-assessing-risks) Posted by [Michelle Jacko](https://resources.jackolg.com/news/author/michelle-jacko) on Aug 30, 2017 5:00:00 AM - [Tweet](https://twitter.com/share) [![](https://resources.jackolg.com/hubfs/Stock%20images/Lawyer%20reading%20book%20in%20the%20law%20library%20at%20the%20university.jpeg)](https://resources.jackolg.com/news/practical-steps-for-assessing-risks) In recent years, more and more financial institutions are electing to conduct a risk assessment as part of an annual compliance program check.  Not only does a risk assessment help in the development of policies and procedures, but also can serve as a mitigation tool to help identify and proactively address potential threats to lower risk exposure.  In this month’s Legal Risk Management Tip, we will explore the starting points for creating a risk inventory, provide tips and factors for evaluating risks, discuss tools and systems to use as risk management controls and summarize actions to help support your compliance program.  [Read More](https://resources.jackolg.com/news/practical-steps-for-assessing-risks) 0 Comments [Click here to read/write comments](https://resources.jackolg.com/news/practical-steps-for-assessing-risks#comments-listing) ## [Legal Considerations for Your Cybersecurity Program - Aug. 2016](https://resources.jackolg.com/news/legal-considerations-for-your-cybersecurity-program) Posted by [Michelle Jacko](https://resources.jackolg.com/news/author/michelle-jacko) on Aug 31, 2016 9:24:00 AM - [Tweet](https://twitter.com/share) [![](https://resources.jackolg.com/hubfs/Stock%20images/Businesswoman%20holding%20tablet%20pc%20entering%20password.%20Security%20concept.jpeg)](https://resources.jackolg.com/news/legal-considerations-for-your-cybersecurity-program) So often we hear about regulatory compliance considerations governing cybersecurity.  But what about considerations from a legal perspective?  How do your vendors, who may not be subject to Regulation S-P and Regulation S-ID, help ensure they have adequate safeguards when servicing your firm? This month’s legal tip will focus on areas that we find are often overlooked within financial organizations’ cybersecurity program.  This includes contractual provisions to look for and request from vendors, due diligence questions to pose to service providers who have access to non-public information and information needed by counsel to respond to a cyber incident. [Read More](https://resources.jackolg.com/news/legal-considerations-for-your-cybersecurity-program) 0 Comments [Click here to read/write comments](https://resources.jackolg.com/news/legal-considerations-for-your-cybersecurity-program#comments-listing) Topics: [cybersecurity](https://resources.jackolg.com/news/topic/cybersecurity) ## [Regulatory Considerations for Servicing Aging Clients - May 2016](https://resources.jackolg.com/news/regulatory-considerations-for-servicing-aging-clients) Posted by [Michelle Jacko](https://resources.jackolg.com/news/author/michelle-jacko) on May 30, 2016 5:00:00 AM - [Tweet](https://twitter.com/share) [![](https://resources.jackolg.com/hubfs/Stock%20images/Couple%20sitting%20on%20the%20bench%20%20with%20their%20back%20to%20the%20camera.jpeg)](https://resources.jackolg.com/news/regulatory-considerations-for-servicing-aging-clients) As our older population in the United States (*i.e.,* persons 65 years of age of older) continues to increase, so does the servicing opportunities of the financial industry.  According to the U.S. Department of Health and Human Services, in 2013 one in seven Americans (or 14.1% of the U.S. Population) was over age 65.[\[1\]](https://resources.jackolg.com/news/author/michelle-jacko#_ftn1) By 2040, that number is forecasted to grow to 21.7%.[\[2\]](https://resources.jackolg.com/news/author/michelle-jacko#_ftn2)   [Read More](https://resources.jackolg.com/news/regulatory-considerations-for-servicing-aging-clients) 0 Comments [Click here to read/write comments](https://resources.jackolg.com/news/regulatory-considerations-for-servicing-aging-clients#comments-listing) Topics: [Investors](https://resources.jackolg.com/news/topic/investors-2), [Senior Investors](https://resources.jackolg.com/news/topic/senior-investors) ## [SEC Examination Priorities in 2016: How They May Impact Your Compliance Program - Feb. 2016](https://resources.jackolg.com/news/sec-examination-priorities-in-2016-how-they-may-impact-your-compliance-program) Posted by [Michelle Jacko](https://resources.jackolg.com/news/author/michelle-jacko) on Feb 29, 2016 5:00:00 AM - [Tweet](https://twitter.com/share) [![](https://resources.jackolg.com/hubfs/Stock%20images/business%20checklist.jpeg)](https://resources.jackolg.com/news/sec-examination-priorities-in-2016-how-they-may-impact-your-compliance-program) Last month, the Office of Compliance Inspections and Examinations (“OCIE”) of the U.S. Securities and Exchange Commission (“SEC”) issued its examination priorities for 2016.[\[1\]](https://resources.jackolg.com/news/author/michelle-jacko#_ftn1) This letter, issued annually as part of the SEC’s National Exam Program, allows registrants the opportunity to focus its compliance program efforts on those areas of particular interest to the staff.  This month’s Legal Tip will highlight some of the most notable areas that could impact the compliance programs of investment advisers, investment companies, broker-dealers, and advisers to private funds.  At the conclusion of this summary, will provide certain risk management tips for firms to consider when advancing their compliance programs in 2016.   [Read More](https://resources.jackolg.com/news/sec-examination-priorities-in-2016-how-they-may-impact-your-compliance-program) 0 Comments [Click here to read/write comments](https://resources.jackolg.com/news/sec-examination-priorities-in-2016-how-they-may-impact-your-compliance-program#comments-listing) ## [The Importance of Strategic Transition and Business Succession Planning](https://resources.jackolg.com/news/the-importance-of-strategic-transition-and-business-succession-planning) Posted by [Michelle Jacko](https://resources.jackolg.com/news/author/michelle-jacko) on Sep 30, 2015 5:00:00 AM - [Tweet](https://twitter.com/share) [![](https://resources.jackolg.com/hubfs/Stock%20images/Business%20people%20meeting%20for%20budget%20definition.jpeg)](https://resources.jackolg.com/news/the-importance-of-strategic-transition-and-business-succession-planning) Ever since the financial crisis of 2008, we have witnessed an increase in registered investment advisory business growth.  Traditional brokers are “breaking away” to form their own independent businesses and existing registered investment advisers are joining forces with other advisers in order to accelerate growth opportunities in the marketplace.  Also, mergers and acquisitions are becoming more and more common place as a result of strategic transition and business succession planning.  Each of these scenarios has a series of regulatory compliance considerations the business must face, whether on the breakaway path or on the merger and acquisition side.  This month’s legal tip will focus on those considerations that businesses should keep in mind prior to implementing the transition plan. [Read More](https://resources.jackolg.com/news/the-importance-of-strategic-transition-and-business-succession-planning) 0 Comments [Click here to read/write comments](https://resources.jackolg.com/news/the-importance-of-strategic-transition-and-business-succession-planning#comments-listing) Topics: [Business Succession](https://resources.jackolg.com/news/topic/business-succession) ## [How The Proposed Amendments to Form ADV and Advisers Act Will Impact Investment Advisers - May 2015](https://resources.jackolg.com/news/how-the-proposed-amendments-to-form-adv-and-advisers-act-will-impact-investment-advisers) Posted by [Michelle Jacko](https://resources.jackolg.com/news/author/michelle-jacko) on May 31, 2015 12:00:00 AM - [Tweet](https://twitter.com/share) [![](https://resources.jackolg.com/hubfs/Stock%20images/business%20checklist.jpeg)](https://resources.jackolg.com/news/how-the-proposed-amendments-to-form-adv-and-advisers-act-will-impact-investment-advisers) The Form ADV is one of the most important documents compiled by an investment adviser.  Not only does it serve as the adviser’s client disclosure brochure to unveil important information related to the firm’s products and service offerings, fees, business practices and related conflicts of interest, but it also serves as a critical tool for the SEC’s regulatory program for measuring and analyzing risk for its registrants.  [Read More](https://resources.jackolg.com/news/how-the-proposed-amendments-to-form-adv-and-advisers-act-will-impact-investment-advisers) 0 Comments [Click here to read/write comments](https://resources.jackolg.com/news/how-the-proposed-amendments-to-form-adv-and-advisers-act-will-impact-investment-advisers#comments-listing) Topics: [Investment Advisers](https://resources.jackolg.com/news/topic/investment-advisers), [Form ADV](https://resources.jackolg.com/news/topic/form-adv) [All posts](https://resources.jackolg.com/news/all) ### Recent Posts ### Posts by Topic - [Investment Advisers (5)](https://resources.jackolg.com/news/tag/investment-advisers) - [Investors (3)](https://resources.jackolg.com/news/tag/investors-2) - [Series LLC (3)](https://resources.jackolg.com/news/tag/series-llc) - [Business law (2)](https://resources.jackolg.com/news/tag/business-law) - [FINRA (2)](https://resources.jackolg.com/news/tag/finra) - [Private Equity (2)](https://resources.jackolg.com/news/tag/private-equity-2) - [Risk Management (2)](https://resources.jackolg.com/news/tag/risk-management) - [SEC (2)](https://resources.jackolg.com/news/tag/sec) - [Anti-Money Laundering (1)](https://resources.jackolg.com/news/tag/anti-money-laundering-2) - [Broker-Dealers (1)](https://resources.jackolg.com/news/tag/broker-dealers) - [Business Succession (1)](https://resources.jackolg.com/news/tag/business-succession) - [Entity formation (1)](https://resources.jackolg.com/news/tag/entity-formation) - [Finders (1)](https://resources.jackolg.com/news/tag/finders) - [Form ADV (1)](https://resources.jackolg.com/news/tag/form-adv) - [Form U5 (1)](https://resources.jackolg.com/news/tag/form-u5) - [Hybrid Model (1)](https://resources.jackolg.com/news/tag/hybrid-model) - [Outsource Counsel (1)](https://resources.jackolg.com/news/tag/outsource-counsel) - [Private Funds (1)](https://resources.jackolg.com/news/tag/private-funds) - [RIA (1)](https://resources.jackolg.com/news/tag/ria) - [Regulation A (1)](https://resources.jackolg.com/news/tag/regulation-a) - [Securities and Exchange Commission (1)](https://resources.jackolg.com/news/tag/securities-and-exchange-commission) - [Senior Investors (1)](https://resources.jackolg.com/news/tag/senior-investors) - [Third Party Services (1)](https://resources.jackolg.com/news/tag/third-party-services) - [cybersecurity (1)](https://resources.jackolg.com/news/tag/cybersecurity) see all © by [Jacko Law Group, PC](http://www.jackolg.com). 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